Kokani.me Kokani.me
Inclusion of new loan and deposit schemes
Five and a half thousand crore turnover stage
Revival of milk scheme, promotion of trade
Amit Khot Sindhudurg
Today marks two years since our executive took office. The percentage of deposits has increased by more than 7 percent in these two years. From 2200 crores to 2900 crores. The loan amount was 4100 crores. It has become 5500 crores. This year, our district bank is going to be the leader in all the fields of deposits, loan disbursement, loan recovery, profit among district cooperative banks in the state. We are doing planning work with that evil. Sindhudurg District Bank has implemented various schemes for farmers, women, new entrepreneurs in the last two years and the success race has continued. By implementing various innovative loan schemes, loans of 400 crores have been disbursed during this period. The customers of the district have shown their trust in this bank and this bank is also announcing a deposit scheme that gives interest up to eight percent. Sindhudurg Bank has been the best among district banks in the country. This information was given by District Bank President Manish Dalvi in a press conference.
Two years have been completed since the present director of Sindhudurg District Central Co-operative Bank took charge. Manish Dalvi as President and Atul Kalsekar as Vice President assumed office on January 13, 2022. This press conference was organized in the background of his completion of two years. Vice President Atul Kalsekar, Chief Executive Officer Pramod Gawde, Directors Mahesh Sarang, Dilip Ravrane, Baba Parab, Sameer Sawant, Prakash Bodas, Vitthal Desai, Pragya Dhawan, Victor Dantus, Gajanan Gawde, Vidyadhar Parab, Meghnath Dhuri, Vidyaprasad Bandekar, Atmaram Otwanekar , Ganpat Desai and other directors were present.
Speaking further on this occasion, President Dalvi said that the average annual deposit growth rate of his district bank was three to four percent. However, it has gone beyond seven percent in the last two years. As a result the deposits which were 2200 crores have become 2900 crores. We want to increase this deposit by 12 percent. We want to be first in the state in deposit growth. There has been a huge increase in loan transactions. The loan amount which was 4100 crores two years ago has increased to 5500 crores. We want to take this loan disbursement figure to 6000 crores and be first in the state.
Our district bank has started door step banking for the first time in the state. This facility started for the senior citizens of the district has received a good response. Bank has adopted digital banking to reach greater heights in business. Our bank has also started using chatbot for the first time in the country. Zilla Bank's data center gets ISI rating, which is a big honor for Zilla Bank. It has been decided to increase milk production to empower farmers. Earlier, the district bank had made efforts to increase milk production. They had failed for some reason. However, now the efforts started in collaboration with Gokul Dudh Sanstha and Bhagirath Pratishthan seem to be successful.
For this we have simplified the loan process and the farmer taking the loan is being given training in dairy business. Two thousand milch animals from abroad will be brought to the district soon. Now new farmers and entrepreneurs are entering this business. We are going to achieve the goal of producing one lakh liters of milk in the next three years. We are bringing this scheme of merchant app to connect with all the traders in the district. Overall we are trying to take our district bank in the state in all areas, our district bank has started door step banking for the first time in the state. This facility started for the senior citizens of the district has received a good response. Bank has adopted digital banking to reach greater heights in business. Our bank has also started using chatbot for the first time in the country. Zilla Bank's data center gets ISI rating, which is a big honor for Zilla Bank. It has been decided to increase milk production to empower farmers. Earlier, the district bank had made efforts to increase milk production. They had failed for some reason. However, now the efforts started in collaboration with Gokul Dudh Sanstha and Bhagirath Pratishthan seem to be successful.
For this we have simplified the loan process and the farmer taking the loan is being given training in dairy business. Two thousand milch animals from abroad will be brought to the district soon. Now new farmers and entrepreneurs are entering this business. We are going to achieve the goal of producing one lakh liters of milk in the next three years. We are bringing this scheme of merchant app to connect with all the traders in the district. In the end, President Dalvi said that we are trying to take our district bank forward in the state in all fields.
Two mortgage loan scheme is more popular in Zilla Bank. For this, one gram of gold pays Rs 4200. That amount has now been increased to 5 thousand rupees. It has been decided to increase the interest rate on deposits by 0.5 percent to 8 percent. It has been decided to provide loans for the purchase of electrical commercial vehicles on the basis of pink rickshaw loans. At this time, Vice President Atul Kalsekar informed that interest waiver scheme is being implemented for those who repay the loan regularly.
